Renters insurance is an affordable way to cover your belongings and protect yourself from unexpected damages and injuries. Plus, you'll get an extra discount if you already have (or get) car insurance from Orale Insurance.
Renters insurance covers your belongings (furniture, clothes, appliances, electronics, etc.) if they're damaged or stolen. Plus we'll cover injuries that happen at your place, lawsuits/legal fees if someone sues you and even hotel expenses if you need a place to stay.
Your renters insurance policy includes medical payments coverage to help pay for others' medical bills if they're injured at your place. Plus, your policy includes liability coverage in case someone else sues you. Typically, someone would sue you if they're hurt at your place or if you damage their property.
Your landlord's insurance likely only covers the property and not your stuff. But renters insurance covers it all from clothes and furniture to electronics and more. You're reimbursed for what they cost to buy new, not their depreciated value.
If your place is being repaired and you need a place to stay, your renters insurance pays for your hotel expenses and even reimburses you for meals.